Healthcare Access Project

Healthcare Providers Are Qualifying for $100K–$500K+ in Tax-Free Student Loan Forgiveness

Learn how chiropractors, naturopathic doctors, dentists, therapists, and others are qualifying for the fastest and only tax-free form of student loan forgiveness while expanding access to care for their community. Even if you're in private practice.

In this free 20 minute presentation Dr. Ian Hoffman, who personally had $166,663 debt forgiven and has guided 600+ healthcare providers through the same process, will show you his exact strategy to help you serve more and save big!

$160M+
Qualified Student Loan Forgiveness
600+
Providers Enrolled
100%
PSLF Approval Rate

In this training, you'll discover:

The 2 types of student loan forgiveness any healthcare provider can qualify for (IDR vs. PSLF)
Why the IDR plans are a financial black hole (20-25 years then forgiven debt is taxed)!
Major changes to the student loan system between the Biden and Trump Administrations that impact healthcare providers
The 3 requirements to qualify for Public Service Loan Forgiveness (PSLF)
An easy to follow process to help you qualify for PSLF as fast as possible
Free · 20 Minutes · On Demand

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“It's been out there in this huge dark cloud over me, knowing it's there, knowing it's getting bigger. And now it's just gone.”

Dr. Deode D.
Dr. Deode D., DO
Doctor of Osteopathic Medicine
$208K Forgiven

Trusted By Healthcare Leaders

The Math Speaks for Itself

Two Paths. One Clear Winner.

Based on a typical healthcare provider with $250,000 in student loans at 6.5% interest.

Without PSLF
$500K+
What your balance balloons to after 20–25 years
Monthly payment
IDR plans — many providers qualify for $0
$0–$500
Repayment timeline
That's potentially until your 60s
20–25 years
Your balance while paying
Interest accrues faster than you pay — balance grows every month
Grows
Tax bill when forgiven
The entire forgiven amount counts as taxable income
$100K–$150K+
You wait 25 years, then owe the IRS six figures
Recommended
With PSLF Qualification
$0–$60K
Total you'll pay before complete forgiveness
Monthly payment
Same IDR, same payment
$0–$500
Repayment timeline
120 qualifying payments, then you're done
10 years
Remaining balance
Your entire remaining balance, wiped clean
Forgiven
Tax on forgiveness
PSLF forgiveness is completely tax-free
$0
Debt-free in 10 years. Tax-free.

Average Client Savings

$267,432

Tax-free. Based on actual results from 600+ healthcare providers in our program.

Watch the Free Training →

Join 600+ providers already on this path

Real Results from Real Providers

600+ Healthcare Professionals. $160M+ Forgiven.

Not only will I be able to help more people now, but I will be able to save $636K in student loans. The course is so easy to follow along with, everything is laid out so clearly.

Ellie H., ND
Ellie H., ND
Naturopathic Doctor
$636,000

Now you're looking at a doctor who's debt-free, and how often does that happen? The biggest impact it's made on me is just mental, and for my soul. That huge dark cloud over me is just gone.

Dr. Deode D., DO
Dr. Deode D., DO
Doctor of Osteopathic Medicine
$208,744

PSLF is the only feasible way out of debt because my loans are so astronomical as both an NP and an ND. I felt extremely guided and supported through the process, in fact, it actually felt easy.

Melissa B., NP/ND
Melissa B., NP/ND
Nurse Practitioner & Naturopathic Doctor
PSLF Qualified

Simpler Than You Think

How It Works in Three Steps

01

Watch the Training

Learn the nonprofit strategy, see real case studies, and find out if you're a good fit. Takes 45 minutes, completely free, no commitment.

02

Book a Strategy Call

Whether you're in private practice, an associate, or running a group clinic, we'll look at your specific loan balance, practice structure, and timeline to map out your PSLF pathway. Most providers are surprised by how straightforward the qualification path is.

03

We Build It Together

We handle the nonprofit formation, IRS application, and PSLF certification. You keep seeing patients. 8 modules, 12 weeks, done-with-you.

Most providers go from watching the training to PSLF certification in 12 weeks.

Dr. Ian Hoffman, DC
Personally forgiven$166,663
Providers guided600+
Doing this workSince 2016

Meet Your Host

Dr. Ian Hoffman, DC

In 2013, I was denied a mortgage because of my student loan debt-to-income ratio. I was a practicing chiropractor, making good money, and a bank told me I was too risky to lend to. That rejection sent me on a year-long research mission.

What I found changed everything. I formed my own 501(c)(3) nonprofit in 2014, started treating patients who couldn't afford care, and began making qualifying PSLF payments. Ten years later, I had $166,663.04 forgiven. Completely tax-free.

Since 2016, I've helped 600+ healthcare providers do the exact same thing. Not theory. Not advice. Actual nonprofit formation, IRS applications, and PSLF certification. The same process I used, step by step.

Common Questions

Your Questions Answered

What exactly is Public Service Loan Forgiveness (PSLF)?

PSLF is a federal program that forgives your remaining student loan balance after 120 qualifying payments (10 years) while working for a qualifying employer. Unlike other forgiveness programs that may result in taxable income, PSLF forgiveness is completely tax-free.

How can I qualify for PSLF as a private practice owner?

You can create a nonprofit organization that employs you. This nonprofit operates alongside your private practice, allowing you to maintain your current income while meeting PSLF employment requirements. Many providers actually increase their total income and community impact.

Is this approach legitimate?

Absolutely. This strategy uses established IRS tax codes and Department of Education regulations. Over 600 healthcare providers are successfully using this approach. Dr. Hoffman himself used this method and received complete forgiveness in 2025.

How long does it take to set up the nonprofit?

Most providers launch their nonprofit in 90 days or less. IRS 501(c)(3) approval typically comes in 6-10 weeks using our streamlined application process, compared to 6-18 months doing it alone.

What types of healthcare providers can do this?

Any licensed healthcare professional with federal student loans: chiropractors, naturopathic doctors, acupuncturists, nurse practitioners, physical therapists, mental health counselors, dentists, and more. If you provide healthcare services and have federal loans, this approach can work for you.

Do I have to give up my private practice?

No. You maintain your private practice and income. The nonprofit provides another avenue to serve patients while qualifying you for PSLF. Many providers find their total impact and income actually increases.

Ready to Start?

Your Student Loans Could Be Next

600+ healthcare professionals have used this exact strategy to qualify for $150K–$500K in tax-free forgiveness.

Watch the free 45-minute training. See the math. Decide for yourself.

Free · No credit card · Instant access

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